www sss gov ph loan balance inquiry

The Social Security System (SSS) is a government agency in the Philippines that provides social security benefits to employees, self-employed individuals, and members of the informal sector. One of the benefits offered by SSS is loans, which can be used for various purposes such as housing, education, and healthcare.

If you are an SSS loan borrower, it is important to keep track of your loan balance to avoid any surprises when it comes to payments. This is where the www sss gov ph loan balance inquiry process comes in. In this article, we will guide you on how to check your loan balance and provide you with other essential information related to your SSS loans.

How to Check your Loan Balance:

To check your SSS loan balance, follow these simple steps:

  1. Go to the SSS website at
  2. Log in to your account by entering your User ID and Password.
  3. Click on the E-Services tab and select Inquiry.
  4. Choose Loan Status/Loan Info.
  5. Select the loan type that you want to check.
  6. View your loan balance on the screen.

If you are not yet registered on the SSS website, you can create an account by clicking on the “Not yet registered in My.SSS?” link and following the registration process.

Other Important Information:

Here are some other essential things you need to know about your SSS loans:

  1. Loan Repayment Terms: SSS loans are typically payable within two to ten years, depending on the type of loan and the amount borrowed. You can choose to pay in monthly or quarterly installments.
  2. Interest Rates: The interest rates for SSS loans vary depending on the loan type and the amount borrowed. For example, as of 2023, the interest rate for Salary Loan is 6% per annum, while the interest rate for Housing Loan is 8% per annum.
  3. Loan Eligibility: To be eligible for an SSS loan, you must have at least 36 monthly contributions, six of which should be posted within the last 12 months before the loan application.
  4. Loan Application Process: You can apply for an SSS loan through the SSS website or at any SSS branch. You will need to fill out the loan application form and submit the required documents, such as your ID and payslip.


Q: Can I pay my SSS loan in advance?

A: Yes, you can pay your SSS loan in advance without any penalty.

Q: What happens if I miss a loan payment? A: If you miss a loan payment, you will incur a penalty fee and interest on the unpaid amount.

Q: Can I apply for another SSS loan while I still have an existing one?

A: Yes, you can apply for another SSS loan as long as you have paid at least 50% of your existing loan.


Keeping track of your SSS loan balance is important to ensure that you are on track with your payments and avoid any penalties. By following the www sss gov ph loan balance inquiry process, you can easily check your loan balance and other loan information. Remember to also be aware of your loan repayment terms, interest rates, and loan eligibility to make the most out of your SSS loans.